Dental treatment in installments with 0% interest
Get dental treatment in installments and spread the cost of treatment into convenient payments. Our dental clinic offers flexible finance options so patients can start treatment without paying the full amount upfront.
Why dental treatment in installments is a convenient option
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You can take advantage of modern dental procedures
without delaying treatment and without paying the entire cost immediately.
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It is especially useful for comprehensive procedures
such as orthodontic treatment, root canal treatment, or other comprehensive dental procedures.
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The installment payment system allows patients to spread the cost of treatment
into convenient installments, helping protect the household budget.
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Who can benefit from dental treatment in installments?
Treatment in installments is ideal for any patient who wants to take care of their dental health but prefers flexible payment options.
This option is particularly helpful when a treatment plan includes several areas, for example, orthodontic treatment, complex dental care, or other medical procedures in the dental clinic.
The installment system allows patients to begin treatment immediately and spread the cost of treatment over time instead of paying the full amount upfront.
How the installment system for dental treatment works
During your appointment, a dentist evaluates your oral health and prepares a treatment plan based on your individual needs.
Our clinic helps patients choose the best finance option, including loan for dental treatment or an installment payment system.
This approach allows patients to pay in installments, making treatment more accessible and financially manageable.
Book an appointment at our dental clinic
Our team will help you choose the most convenient financing option, allowing you to begin treatment and achieve a healthy smile without financial stress.
What’s the difference
between the installment plan and loan systems for dental treatment at Dynasty Stomatology?
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Repayment term
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6, 12, 24, or 36 months. This is determined individually, taking into account the patient’s financial capabilities. |
4, 8, or 12 months. This is determined individually, taking into account the patient’s financial capabilities. |
It is determined individually based on the patient’s financial capabilities. |
Initial payment
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The patient can either pay the full cost of the procedure upfront or make a partial payment as a down payment, financing the remainder through MediRaty. The terms depend on the patient’s needs and creditworthiness. |
It is not mandatory. Full treatment cost can be paid in installments. |
50% of the treatment cost specified in the treatment plan. |
Decision time
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Creditworthiness confirmation: |
Creditworthiness confirmation: about 5 minutes at the clinic’s reception. |
Review of the application after submission of documents — up to 10 business days, the decision is sent via email. |
Installment fee
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14.5% |
The commission depends on the financing term: 10–24% of the amount, determined individually. |
There is no commission. |
Sign up now
And receive detailed advice on the terms of an installment plan for treatment.
Examples of treatment with installment payments
Problem: Ekaterina was unhappy with old composite restorations after orthodontics. Using DSD digital smile design and several try-ins, we restored 10 upper teeth with ceramic restorations — achieving a natural, harmonious smile without repeating orthodontic treatment.
Problem: Elena had completed orthodontic treatment but was unhappy with the worn appearance of her teeth. After functional diagnostics, bite correction, and smile design, we restored 28 teeth with ceramic restorations, improving both shape and color.
Problem: Tatiana was unhappy with the appearance of her front teeth after multiple previous restorations. After diagnostics and digital smile design, we restored 28 teeth with ceramic restorations — achieving long-lasting aesthetics and function.
Problem: Lyudmila requested replacement of old metal-based restorations placed over 15 years ago. After digital planning and treatment, new zirconia restorations were placed — restoring full function, aesthetics, and comfort.
Problem: After orthodontic treatment, Veronika was unhappy with the shape and color of her front teeth. We created a comprehensive treatment plan and restored her smile using ceramic crowns and veneers on the upper arch — achieving a balanced and aesthetic result.
Problem: Elena came to us wanting to replace missing posterior teeth with implants and transform the color of her smile. While the implants integrated over three months, we treated and prepared the rest of her teeth. All teeth and implants were then restored with ceramic crowns in a new, brighter shade.
Problem: The patient presented with an aesthetic request to improve the shape, position, and color of the teeth. Examination revealed malocclusion, crowding in the anterior region, missing molars in positions 3.6 and 1.6, uneven occlusal load distribution, and several restorations requiring replacement. A bone deficiency in the area of tooth 3.6 was also identified.
Problem: The patient Oleh presented with concerns about spacing between the upper anterior teeth that negatively affected the smile aesthetics. The patient was seeking an aesthetic solution to close the gap while maintaining a natural appearance. Considering the patient’s young age (19 years), a minimally invasive treatment approach was selected.
Problem: The patient Vitalii presented with complete edentulism of both the upper and lower jaws. In the past, attempts were made to use removable dentures; however, the patient experienced significant difficulties adapting to them and did not achieve adequate comfort or stability. The patient’s main goal was to restore chewing function and aesthetics with a fixed prosthetic solution.
Problem: The patient Olena presented with concerns about smile asymmetry and unsatisfactory aesthetics caused by old restorations placed many years ago. Clinical examination revealed discrepancies in tooth height, shape, and color, which resulted in an unbalanced and non-harmonious smile. The patient’s main goal was a comprehensive aesthetic improvement and creation of a natural, symmetrical smile.
Important information about financing dental treatment
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The decision about financing dental treatment is made by the financial partner after evaluating the patient’s creditworthiness.
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The number of installments, repayment period, and payment amount depend on the cost of treatment, the selected procedure, and the patient’s financial profile.
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It is impossible to arrange an installment plan for dental treatment at a dental clinic without a PESEL number or Polish citizenship.
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FAQ about dental treatment in installments
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This depends on the finance partner, the cost of dental treatment, and the selected dental treatment in installments program. In some cases, confirmation of recent income is sufficient to apply for financing dental treatment through an installment payment system.
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In some finance programs, an amount upfront may not be required, especially when using plans with equal installments. In other cases, part of the cost of treatment is paid first, and the remaining balance is covered through a loan for dental treatment or treatment in installments.
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Yes. A patient can pay part of the cost of treatment immediately and spread the cost of treatment through convenient installment payments or a loan for treatment.
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In some cases, a loan for dental treatment or personal loan for dental treatment can be issued to another person. This depends on the rules of the finance partner and the applicant’s creditworthiness.
But it is important to note that installments are available only for:
• people with Polish citizenship;
• people who have a permanent residence permit in Poland;
• people who have a PESEL number (Internal clinic installments). -
For MediRaty and MediPay programs, the decision on granting financing is made by the financial institution LM PAY S.A. If the internal Dynasty Stomatology installment system is used, the decision is made by the clinic’s financial department.
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Yes. The installment system allows patients to finance many dental procedures, including orthodontic treatment, dental implants, restorative procedures, veneers, and other dental treatments provided at our dental clinic.
The minimum amount of treatment from which you can arrange an installment plan:
• MediRaty — minimum financing amount from PLN 450. Maximum — PLN 50,000.
• MediPay — minimum amount from PLN 50. Maximum — PLN 9,600.
• Internal clinic installment plan — the minimum amount is determined individually. -
In most cases, the credit decision or financing approval takes only a few minutes. This allows the patient to start dental treatment in installments during the same appointment at the dental clinic.
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Yes. Early repayment of the loan or installment payment plan is usually possible depending on the terms of the financing agreement.
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Our dental clinic may offer an internal installment system that allows patients to receive dental treatment in installments without relying on external banks. After the appointment and preparation of an individual treatment plan, the patient can begin treatment immediately and pay in installments according to the agreed schedule.
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Yes, but it depends on the terms of the specific offer. The possibility of combining installments (MediRaty, MediPay or the internal Dynasty Stomatology system) with promotions or discounts is considered individually for each patient.
Don’t delay treatment
Schedule a consultation and find out how to arrange an installment plan or loan for dental services today.
